CONSTRUCTION,ENERGY & ENGINEERING

This paper sets out the principles of project risk allocation and insurance responsibility in construction projects, highlighting the strategic role of specialist brokers and loss adjusters. It explores how early involvement, clear contracts and proactive claims management help align stakeholders, manage insured losses and deliver effective outcomes when claims arise.

Enhancing Insurer’s Promise – Mike Roberts (831 KB)

In this paper, SIG Chair Mark Simmons explores the wide range of interested parties that may be involved in EAR/CAR contract works claims. He highlights how policy structure, contractual relationships and claim complexity can draw in multiple stakeholders, underscoring the importance of early identification, clarity and coordinated claims management.

Navigating the parties involved with EAR/CAR claims – Mark Simmons (855 KB)

This paper explores how rapid change in the energy sector is reshaping insurance claims, highlighting the growing role of Construction, Energy and Engineering adjusters in navigating new technologies, evolving risks and policy expectations as the global energy transition accelerates.

Energy Transition: Insurance at the frontline of change – Imogen Swain (802 KB)

This paper explains why choosing a qualified loss adjuster is essential, highlighting how professional expertise, experience and recognised standards can lead to fairer settlements, smoother claims processes and better outcomes for clients facing complex or sensitive insurance claims.

Why choose a qualified loss adjuster – Nigel Ward (802 KB)

On 3rd June, CILA’s CEE SIG held a lecture at the Lloyd’s Old Library to discuss the technical, legal and insurance implications of electrical and mechanical failures affecting wind turbines.

Adam Humphrey, Chairman of the CEE SIG opened the event and introduced the speakers, namely, Claus Hein and Truels Kjer of Codan, David Phillips of Kennedys Law, and Mamoon Alyah of LWG Consulting. The presentations were followed by networking drinks sponsored by LWG Consulting.

The presentations from the event can be viewed below:

• Claus Hein and Truels Kjer’s Presentation (1.89 MB)
• David Philip’s Presentation (255 KB)
• Mamoon Alyah’s Presentation (2.22 MB)

Are you planning demolition works as part of a claim? In this paper Erik Wetzler of Envista Forensics provides advice on how to save undamaged elements of a building.

The writer outlines the fundamentals of building foundations, including deep and shallow foundations, and their connection to columns and framing within a building. The paper highlights the types of issues that can arise through demolition works, with reference to rebar, holding-down and anchor bolts and the use of heavy machinery. The writer shares his dos and don’ts of demolition and provides advice on how to approach demolition works.

Control Demolition to Control your Claim (494 KB)

This paper discusses product recall claims in the downstream oil and gas sector, highlighting the potential for claim complexities and significant costs.

The writer outlines the typical cover that is provided by product recall insurance, the circumstances in which a claim can be made and the challenges for manufacturers in this sector when a product is found to be defective. The writer considers policy extensions such as Dismantling and Assembly, Testing and Sorting and Impaired Property Endorsements. Common policy exclusions are also discussed, including breach of legal obligations and contractual liability.

Product recall claims in the downstream oil and gas sector – Ian Woodhead (602 KB)

On 19th February Kennedys kindly sponsored an afternoon seminar for CILA & AIRMIC members on the subject of Building Information Modelling (BIM). There is growing interest in BIM as parties work towards the government’s aim for all public sector construction projects to adopt, as a minimum, collaborative Level 2 BIM by 2016.

Gary Holbrook from BAM Construction UK and the AIRMIC Construction SIG opened the event and introduced his colleague, Phil Palmer, who provided an overview of BIM and showed examples of how a 3D virtual design model of a building is created and used in practice. May Looi, Senior Associate at Kennedys, then explored the potential impact of BIM on contracts. May highlighted issues such as whether the virtual models are mentioned in contracts, limitations on reliance and responsibility, interoperability of hardware and software and the responsibilities of the BIM Information Manager/Co-ordinator. John Farrell, Partner at Kennedys, then discussed the potential vulnerabilities of BIM to a cyber-attack and provided examples of what might be compromised as a result.

The event was concluded by Mike Skingsley of Crawford and Company and the CILA Construction, Energy & Engineering SIG. Mike outlined what BIM might mean for Insurers and noted that professional indemnity and cyber risks appear to be the main areas of focus at present.

The presentations from the event can be viewed below:

• Phil Palmer, BAM (3.75 MB)
• May Looi, Kennedys (536 KB)
• John Farrell, Kennedys (1 MB)
• Mike Skingsley, Crawford & Co. (408 KB)